Carmen Mora is a financial strategist, a specialist in life insurance and annuities with a focus on growth and retirement planning, and the founder of CM Legacy Protectors.

Her mission is simple yet powerful: to help professionals, educators, and entrepreneurs protect their income, reduce taxes, and build a predictable retirement—without relying on the market or traditional systems that no longer work the way they once did.

Known for her clear, educational, and straightforward approach, Carmen works especially with the Spanish-speaking community that wants to make smart decisions today in order to avoid depending tomorrow on the government, the market, or luck.

Her philosophy is clear:

Retirement should not be speculative.

Protection is not an expense—it is a strategy.

And a true legacy is built with intention.